Loan Representative II

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Postiw es una empresa innovadora que busca ser lider en el segmento de contenido.

The Loan Representative II will have the following job responsibilities:

Prepare loan applications from all delivery channels for underwriting (direct, indirect, call center, in person and telephone requests).
Process the documents received for each loan file verifying the accuracy and completeness of each document. Update the data on the computer system upon receipt of documents.
Open new membership accounts, promote and cross-sell Credit Union products and services, and respond to member inquiries.
Accept application request for real estate loans and prepare packages of required documents for submission to our mortgage processor.
Effectively communicate with the member and contractor/dealers in the capacity of a member advocate.
Responsible for contacting members and maintaining communication throughout the loan process (i.e., loan decision, updates, required documents, etc.) Prepare the necessary notifications to be sent to the member (i.e., adverse action letter, pre-approval notice, etc.)
Fund loan packages within required time requirements and in accordance with loan instructions and stipulations.
Keep and ensure compliance with Truth in Lending (RegZ), RESPA, ECOA (RegB), Bank Secrecy Act (BSA), Customer Identification Program (CIP) and other Federal and State lending laws and regulations.
Act as a liaison between the member and the Credit Union’s mortgage processing center.
Process loan modifications and subordinations.
Assist with processing drop box transactions.
Maintain and balance operator drawer daily.
Assist loan servicing as needed.
Register with the Nationwide Mortgage Licensing System and Registry (NMLS) and State of California Department of Insurance. Will be required to undergo a background check. Registration with the NMLS to be maintained on an annual basis.
Perform other duties as assigned.

The requirements for the Loan Representative II position include:

High school diploma or equivalent.
Minimum of three years of lending experience (retail branch experience a plus).
Strong knowledge of Federal and State of California regulations as they pertain to the Lending Department’s functions.
Professional written and verbal communication skills including telephone etiquette.
May be required to work after normal business hours and weekends.
Attention to detail is essential.
Excellent collaborative skills and the ability to develop and maintain positive working relationships are essential.
Proficiency with operating general office equipment (including copier, fax machine, scanner), as well as proficiency with Microsoft Office products (e.g., Word, Excel, etc.)
Strong working knowledge of computers and ability to learn new systems.
Knowledge and understanding of the mission and vision of the Credit Union. Strictly adhere to the Credit Union’s policy of confidentiality, security, professional conduct and dress.

Por favor, para apuntarte a este trabajo visita seleccion.postiw.com.